Transaction Structuring
Reviewing and assessing funding requirements, financial position, and capital structure. Designing bankable, commercially viable funding proposals aligned to lender appetite.
We structure, package, and introduce funding transactions of meaningful scale to banks, institutional lenders, development finance institutions, and private credit providers across South Africa.

Mora Capital Partners (Pty) Ltd is a capital advisory and transaction structuring firm. We advise on transactions of significant quantum and complexity, where our structuring expertise, lender relationships, and bespoke deal-packaging capability create demonstrable value.
We are not a lender. We do not approve credit or guarantee funding. All credit and funding decisions are made independently by the relevant financial institutions, lenders, and investors.
Full lifecycle management from preliminary assessment to final financial close.
We structure to meet the standards expected by institutional capital providers.
We accept mandates where we believe the transaction is bankable and our structuring adds measurable value.
Reviewing and assessing funding requirements, financial position, and capital structure. Designing bankable, commercially viable funding proposals aligned to lender appetite.
Preparing credit memoranda, information memoranda, financial models, and supporting documentation to institutional standards. Independent credit assessment of counterparties and contract risk.
Targeted funder selection and pre-sounding. Introductions to banks, institutional lenders, development finance institutions, private credit providers, and alternative capital sources.
Facilitating negotiations, co-ordinating due diligence, advising on optimal capital structures and transaction terms, and supporting the transaction through to financial close and disbursement.
Mora Capital Partners undertakes a preliminary review of every prospective engagement at our own risk and cost. We accept mandates selectively, where we believe the transaction is bankable and where our structuring expertise adds measurable value.
Initial assessment of the transaction, repayment source, and supporting documentation. Conducted at our risk and cost, before any mandate is signed.
Formal engagement under our Capital Advisory Mandate. Transaction structuring, financial modelling, and credit-committee-grade documentation.
Targeted identification of aligned capital providers based on transaction profile, sector, quantum, tenor, and security position.
Submission to selected funders, management of credit queries, and facilitation of term sheet negotiations.
Co-ordination of legal documentation, conditions precedent, and disbursement support through to close.
Identifying the primary and secondary cash flows that service debt.
Counterparty quality, contract terms, payment track record, and enforceability.
Collateral, cession structures, suretyship, and credit enhancement.
Quality of financial information, forecasting credibility, and cash flow predictability.
Completeness, accuracy, and institutional credibility of supporting documentation.
Independent assessment of the credit quality of clients, municipalities, and contracting entities.
We structure transactions to meet the standards expected by institutional capital providers. Our work product is designed to move efficiently through credit committees.
From mandate through to disbursement, we manage the transaction with the discipline expected of institutional capital markets work — accurate documentation, timeous responses, and clear communication with all parties.
We accept mandates where we believe the transaction is bankable and where our structuring adds measurable value. Preliminary review is undertaken at our risk and cost, before any mandate is signed.
For initial review, please email your transaction summary and supporting documentation directly to our deal team.